Privacy policy

Your privacy is important to us. We want you to understand how we safeguard your personal information and what types of information we receive and collect when you visit our websites. 


Personal information and online security

The term “personal information” includes any individually identifiable information about you that we may collect from you online, such as your name, address, email address or telephone number.


When you visit a Cabico&co website or an associated website, you are anonymous unless you choose to identify yourself. You are not required to provide personal information to use our websites, unless a feature requires it. For example, if you have a policy or contract with us and wish to access your account online, you will need to provide identifying information. In these cases, we have physical, electronic and procedural safeguards in place to help protect your online personal information from unauthorized use or improper access. These safeguards may include:


  • Passwords and personal identification numbers (PINs): Clients can access their account information online only after providing identifying information and a password or PIN. This information is unique to you, and is an important first step in protecting your information online.
  • 128-bit encryption: Cabico uses a Secure Sockets Layer (SSL) protocol to protect personal information transmitted to us electronically. SSL transmitted information is encrypted, or scrambled, to prevent unauthorized reading of the electronic communication.

Although we have physical, electronic and procedural safeguards that we believe are adequate to protect personal information, any such systems may be subject to human and operational error. In particular, because the Internet is an open system, we cannot and do not guarantee that personal information entered by you online will not be misappropriated, intercepted, modified, deleted or used by others.

In the U.S., if you think that any personal information we have collected about you is inaccurate, you may send a written request to us at the following address: Cabico&co, 677 Akhurst, Coaticook, Quebec, Canada J1A 2H6. We will review your request and make appropriate changes if warranted.


You may choose not to provide your personal information through a Cabico&co website and use an alternative form of communication such as telephone, fax or regular mail.


Online data collection tools: To improve and evaluate website functionality and effectiveness, 

Cabico&co, like many organizations, sometimes gathers data such as : your IP address (regarding how visitors explore our websites), information about the number of new and repeated visitors, where on the website a visitor explores, how long they visit, where they are geographically located and similar details. Cabico&co may also track how many users visit advertisements promoting our products and services that appear on other company websites. All such information is collected in an unidentifiable form and is used to improve our websites’ performance and functionality, create a better experience for our visitors, measure the response to web marketing campaigns and provide you with more relevant content based on your possible interests in Cabico&co’s content, products and services.


Cabico&co or its agents on our behalf may collect this information through the use of cookies,  electronic images known as web beacons or any other available means that the technology allows. Although rules differ from different countries to another, Cabico&co website will implement technologies that respects Canada an US regulations.


All the information collected by any of these online tracking tools is non-personal and is not used in connection with any other information that could identify you personally unless you have entered your access ID and password or provided it to us.


We may share the site visit information obtained with Google Analytics or other agents to analyze online activity on our websites or in reaction to our online advertisements.


At this time, SLF U.S. does not alter its behaviour or change its services upon receiving Do Not Track requests, as described in California Assembly Bill 370.


Links to websites outside of Cabico&co

To provide website visitors with more information that may be helpful to them, some of our websites contain links to other websites that are not affiliated with or maintained by Cabico&co. We do not monitor the privacy practices of these third-party sites, and do not have authority over them. As a result, we do not assume any responsibility for the data collection policies and procedures of these sites.